The HOME Account
The HOME Account was the only patented relationship management product specifically designed to help financial institutions increase their share of an individual's financial service business.
It provided consumers with a compelling economic reason for consolidating all their financial relationships by helping to maximize after-tax returns and to minimize borrowing costs. The system linked multiple relationships, allowing the allocation of funds among banking, brokerage, borrowing and insurance accounts.
The HOME Account customer could automatically transfer funds into the highest yielding facilities; borrow against equity and debt securities, commodities and debt instruments; and transfer securities to a safekeeping account monitored by the system. In addition, the system would churn out a single combined statement of all transactions, accounts and positions on a periodic basis.
Proprietary Financial Products